Our Loans

Tailored loans for NRIs with fast, easy online approval.

Home Loan

Get low-interest home loans with zero physical visits.

Business Loan

Fast approval for your India-based business needs.

Secure property loans designed for NRIs with ease.

Property Loan

FAQs

Who can apply?

NRIs and Indians living abroad in UAE, USA, UK, Canada, Australia, and Middle East.

How is approval done?

We offer fast loan approval with 100% online documentation and zero physical visits.

What loans are offered?

Home loans, mortgage loans, business loans, personal loans, and property loans designed exclusively for NRIs.

Are interest rates low?

Yes, we provide competitive low interest rates in INR for NRIs.

Is the process RBI-compliant?

Absolutely, all loans follow RBI-compliant banking procedures for safety.

Contact Us

Reach out for quick, hassle-free loan assistance tailored for NRIs.

Getting my NRI home loan approved was seamless—no paperwork hassles and great rates in INR made all the difference.

Ravi K.

★★★★★

⭐ NRI Loan & Remittance FAQs (SEO-Optimized for assanloan.co.in)

1. Can NRIs living abroad apply for loans in India through Assan Loan?

Yes, NRIs living in UAE, USA, UK, Canada, Australia, Singapore, and other countries can apply for Home Loan, Mortgage Loan, Personal Loan, or Business Loan in India. All applications are processed online following RBI guidelines.

2. I live outside India and send money to my family. Can I still apply for an INR loan?

Absolutely. NRIs sending regular remittances to India can apply for INR-based loans. Your remittance income and NRE/NRO account statements help strengthen your loan profile.

3. What documents do NRIs need for loan approval in India?

Commonly required documents:

• Passport + Visa

• NRI Employment Proof

• Overseas Address Proof

• Indian Address (if available)

• NRE/NRO Bank Statement

• Salary Slips / Income Proof

• Remittance Transaction Records

Some loans may require additional property papers.

4. Is remittance considered income for loan eligibility?

Yes. Regular remittance sent to India for family support can be considered as part of household income, depending on lender policies. It helps in evaluating repayment capacity and loan eligibility.

5. How can NRIs send documents for verification?

NRIs can send documents through:

• Email

• WhatsApp

• Secure upload link provided by Assan Loan

All details remain encrypted and 100% confidential.

6. Do NRIs need to visit India for loan processing?

No. Most processes are 100% online, including:

• Application

• Document verification

• Eligibility check

• Sanction process

Physical visit is not required in most cases.

7. Can NRIs take a Home Loan in India for family use?

Yes. NRIs commonly take Home Loans in INR to purchase property for their parents, spouse, or children living in India.

8. Can I get a loan using income from abroad?

Yes. Lenders consider foreign income, salary transfers, and bank statements from NRE/NRO accounts to determine eligibility.

9. Is my remittance safe and legal under RBI rules?

Yes, as long as you send money through:

• Authorized banks

• NRE/NRO accounts

• RBI-approved remittance services

Assan Loan does not process remittances; we provide guidance for NRI loan support.

10. Which currencies are accepted for NRI loan evaluation?

Most major currencies are accepted, including:

• AED

• USD

• GBP

• CAD

• AUD

• SGD

• EUR

Your income is converted to INR during eligibility assessment.

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