Terms & Conditions – Assan Loan
Last Updated: 26 November 2025
Welcome to Assan Loan (assanloan.co.in).
By using our website, you agree to the following Terms & Conditions.
Please read them carefully.
1. Services We Provide
Assan Loan is a loan-assistance and lead-facilitation platform. We are not a bank, NBFC, or RBI-authorised lender. Where we act as a DSA, LSP, referral or sourcing partner for a specific regulated lender, that relationship is subject to the lender’s current authorization and applicable law. We may help customers connect with:
- Banks
- NBFCs
- Verified Lending Partners
We provide loan guidance, lead submission, and customer support.
We do not guarantee loan approval. Final approval depends on lender policies.
2. Eligibility
To use our services, users must:
- Be 18 years or older
- Provide accurate personal information
- Submit documents voluntarily
We may reject service if incorrect or fraudulent information is found.
3. No Guarantee or Financial Advice
We are not a bank or financial institution.
We do not guarantee:
- Loan sanction
- Loan amount
- Processing time
- Interest rate
Final decision is always made by the bank/NBFC.
4. User Responsibilities
When using our website, you agree that:
- You will provide correct information
- You will not misuse our services
- You will not submit fake documents
- You understand loan approval is not guaranteed
5. Third Party Links
Our website may contain external links.
We are not responsible for content, privacy, or security of external websites.
6. Limitation of Liability
Assan Loan is not liable for:
- Loan rejection
- Credit score mismatch
- Incorrect information provided by the user
- Delays from banks or NBFCs
- Financial loss or inconvenience
Users interact with lenders at their own discretion and should rely on the final documents issued by the applicable bank or NBFC.
Borrower Protection & Digital Lending
Assan Loan only facilitates loan discovery, assistance, sourcing and communication. We do not sanction, disburse or recover a loan in our own name. Where a regulated lender issues a Key Facts Statement (KFS), sanction letter or loan agreement, those lender-issued documents govern the loan, including APR, interest, tenure, processing charges, penal charges, cooling-off rights and repayment terms.
Lender Offers & Transparency
Where offers from more than one willing lender are presented, we aim to identify the lender and show material terms made available to us without using misleading claims or dark patterns to force a particular choice. Display of a bank/NBFC name or logo does not mean RBI endorsement and does not create a partnership unless a current written arrangement exists.
Fees, Disbursement & Repayment
Assan Loan does not charge borrowers a separate DSA/LSP facilitation fee for digital loan sourcing. We may receive commission or payout from a partner lender. Any lender fee payable by the borrower must be disclosed by the lender in its applicable KFS, sanction terms or other required documents. Loan disbursement and repayment should take place directly between the borrower and the regulated lender through lender-authorised channels, subject only to lawful exceptions permitted by applicable regulation. Never send loan EMI, security deposit, processing money or loan proceeds to an employee, DSA, personal UPI ID or unrelated third-party account merely because that person claims to represent Assan Loan.
Safe Communication & Cyber Fraud
Assan Loan will never ask a customer to disclose an OTP, UPI PIN, ATM/card PIN, CVV or internet-banking password. Verify payment links and beneficiary details before acting. Suspected financial cyber fraud should be reported immediately to the bank/payment provider and through the Government of India cybercrime helpline 1930 or cybercrime.gov.in.
Consent, Credit Checks & Data Sharing
Loan information and documents should be collected and shared only for legitimate loan-assistance purposes and with appropriate consent. A credit-bureau/CIBIL enquiry must not be initiated merely because a person browses this website; any such check must follow the applicable lender/credit-bureau process and required authorisation. A user may ask Assan Loan to stop future sharing of an application, subject to processing already initiated with a lender and records that must be retained for legitimate or legal purposes.
Grievance & Escalation
For an Assan Loan service, privacy or conduct complaint, contact our official support channel at primesolution1998@gmail.com or +91 9699067641 with the applicant name, mobile number, lender (if known), application reference and issue. Complaints concerning sanction, KFS, loan account, interest, repayment, recovery or lender charges should also be raised with the concerned bank/NBFC through its grievance mechanism. Assan Loan will cooperate with lawful requests from regulated lenders, banks, police, cybercrime authorities and other competent authorities.
Approval & Timeline Disclaimer
Any statement such as approval being possible within a stated number of hours describes a possible service outcome, not a guarantee. Eligibility, approval, amount, rate, documentation, sanction and disbursement remain subject to lender policy, verification and applicable law.
7. Intellectual Property
All content on this website — text, images, graphics, branding — belongs to Assan Loan.
Copying or reusing content without permission is strictly prohibited.
8. Changes to Terms
We may update these Terms anytime.
Changes will be posted on this page.
9. Contact Us
Assan Loan
📧 Email: primesolution1998@gmail.com
📱 Mobile / WhatsApp: +91 9699067641
🌐 Website: https://assanloan.co.in