Privacy Policy

Privacy Policy – Assan Loan
Last Updated: 26 November 2025

Welcome to Assan Loan (assanloan.co.in).
We respect your privacy and are committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, and safeguard your data.

  1. Who We Are

Assan Loan is a Digital Loan Service Provider (DSA) working with multiple Banks & NBFCs to help customers get:

  • Personal Loan
  • Home Loan
  • Mortgage Loan / LAP
  • Business Loan
  • Working Capital OD/CC
  • Project Finance
  • Education Loan

We are an independent service provider and not an employee of any bank.

  1. Information We Collect

We collect:

  • Full Name
  • Mobile Number
  • Email Address
  • City / Location
  • Monthly Income
  • Loan Requirement Details
  • Documents uploaded voluntarily
  1. Why We Collect Your Information

We use your data for:

  • Checking loan eligibility
  • Matching your profile with Banks & NBFCs
  • Providing loan offers
  • Customer support
  • Improving website experience
  • WhatsApp / Call / SMS / Email communication

We never sell your private data.

  1. Cookies & Tracking

We use:

  • Google Analytics
  • Google AdSense
  • Google Search Console

These tools collect non-personal data:

  • Browser
  • Device
  • Time spent
  • User behavior

Cookies help improve your browsing experience.

  1. Google AdSense Compliance

We use Google AdSense for ads.
Google may use the DART cookie to show relevant ads.

You can opt-out anytime:
https://www.google.com/settings/ads

  1. How We Share Your Data

We may share your details only with:

  • Banks
  • NBFCs
  • Verified Lending Partners

Purpose: Loan evaluation & processing.

We never share data with unauthorized third parties.

  1. Data Security Measures

We ensure:

  • Secure server storage
  • Encrypted communication
  • Limited access to authorized staff only
  1. External Links

Our website may contain external links.
We are not responsible for their content or privacy practices.

  1. Your Rights

You may request:

  • Data correction
  • Data deletion
  • Data copy
  1. Consent

Merely browsing our website does not by itself authorise Assan Loan to submit a loan application, obtain a credit report, or share identity/financial documents with lenders. Where personal data is required for loan assistance, we seek consent or rely on another lawful basis permitted by applicable Indian law.

Consent & Purpose Limitation

We collect and use personal data only for specified loan-assistance, eligibility, lender-matching, application support, fraud-prevention, customer-support and legal/compliance purposes. We should not collect more information than reasonably required for the requested service. Consent for one purpose does not automatically authorise unrelated marketing or unrelated data sharing.

Loan Application & Lender Sharing

With appropriate consent, relevant application data and documents may be shared with selected banks, NBFCs, regulated entities, authorised DSAs/LSPs, verification providers or technology/service providers that are reasonably required to process the requested loan journey. Final credit assessment, KYC, underwriting, sanction and credit-bureau activity are controlled by the applicable regulated lender and its authorised processes.

Credit Bureau / CIBIL

Assan Loan does not treat a website visit or general enquiry as consent for a credit-bureau enquiry. Any CIBIL or other credit-information enquiry must be carried out through an authorised lender or lawful mechanism with the consent/authorisation required for that enquiry.

Data Minimisation & Sensitive Credentials

Do not send OTPs, UPI PINs, ATM/card PINs, CVVs, internet-banking passwords or other authentication secrets to Assan Loan, its employees or partners. Where identity, income, bank statement, PAN, Aadhaar or similar documents are required, only the information reasonably needed for the loan process should be requested and handled through authorised channels.

Withdrawal, Correction & Deletion Requests

You may request correction of inaccurate information, withdrawal of consent for future processing/sharing where legally available, or deletion of information that is no longer required. Withdrawal does not invalidate processing already lawfully completed and may not require deletion of records that must reasonably be retained for fraud prevention, dispute resolution, audit, contractual or legal obligations. If an application has already been shared with a bank/NBFC, you may also need to contact that lender regarding data held in its systems.

Retention & Security

We retain personal data only for as long as reasonably necessary for the stated purpose, customer support, dispute handling, fraud prevention and applicable legal/compliance requirements. We use reasonable administrative and technical safeguards and restrict access to personnel or service providers who need the information for authorised work. No internet or storage system can be guaranteed to be completely secure.

Children

Loan applications are intended for adults who are legally eligible to apply. We do not knowingly invite minors to submit loan applications or financial documents. If data of a minor is submitted inadvertently, a parent/guardian may contact us for appropriate action.

Privacy Grievance & Contact

For privacy questions, correction, withdrawal or deletion requests, contact primesolution1998@gmail.com or +91 9699067641 and identify the mobile number/application concerned. We will handle requests in accordance with applicable Indian data-protection requirements, including the Digital Personal Data Protection framework as its provisions become applicable.

  1. Updates

We may update this policy anytime.
Changes will be posted on this page.

  1. Contact Us

Assan Loan
πŸ“§ Email: primesolution1998@gmail.com
πŸ“ž Mobile: +91 9307147195
🌐 Website: https://assanloan.co.in

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